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What if I invested instead of paying for the Daily Starbucks Latte?
$150/month since January 2000
Total spent on Daily Starbucks Latte:
$46,800
($150/mo × 311 months)
If invested in S&P 500:
$168,811
As of December 2025
260.7%
Total Return
$122,011
Profit
25 years and 11 months
Time Period
About the Daily Starbucks Latte
What if you skipped the daily latte and invested instead?
💡 Fun Fact: The 'latte factor' concept suggests small daily expenses add up enormously over time.
The Math 📊
Monthly cost:$150/mo
Started:January 2000
Total invested:$46,800
Investment period:25 years and 11 months
Current value:$168,811
Total gain:+260.7%