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What if I invested instead of paying for the Pack-a-Day Cigarette Habit?
$210/month since January 1985
Total spent on Pack-a-Day Cigarette Habit:
$103,320
($210/mo ร 491 months)
If invested in S&P 500:
$760,307
As of December 2025
635.9%
Total Return
$656,987
Profit
40 years and 11 months
Time Period
About the Pack-a-Day Cigarette Habit
What if you invested the cost of a pack-a-day habit instead?
๐ก Fun Fact: The average smoker spends $2,292 per year on cigarettes in the US.
The Math ๐
Monthly cost:$210/mo
Started:January 1985
Total invested:$103,320
Investment period:40 years and 11 months
Current value:$760,307
Total gain:+635.9%