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What if I invested instead of paying for the Golf Club Membership?

$300/month since January 1990

Total spent on Golf Club Membership:

$129,600

($300/mo × 431 months)

If invested in S&P 500:

$706,276

As of December 2025

445.0%

Total Return

$576,676

Profit

35 years and 11 months

Time Period

About the Golf Club Membership

The monthly dues for access to the greens.

💡 Fun Fact: The average private golf club membership costs $3,000-6,000 per year, not including fees.

The Math 📊

Monthly cost:$300/mo
Started:January 1990
Total invested:$129,600
Investment period:35 years and 11 months
Current value:$706,276
Total gain:+445.0%

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